Buying a home is a complex process and typically includes many elements. Our team will be available to you for advice and guidance each step of the way! There are many important questions to consider when purchasing a home. Avoid time-consuming and costly mistakes and put our experience to use.
Here's a quick tip: in a competitive market, it's a good idea to get a fully underwritten mortgage pre-approval before you start your home search. Let me back up: sometimes home buyers get pre-qualified for a home loan before they get pre-approved. A pre-qualification is essentially a verbal estimate of how much you can borrow from a lender. But going one step further -- getting a letter indicating that you've been fully vetted and pre-approved for a loan can help your offer stand out in a multiple bid situation. Being pre-approved sends the message to the seller and seller's agent that you’re a serious buyer with the credit and finances necessary to obtain a mortgage loan. In a seller's market, this can give you a competitive edge over other home buyers who only have a pre-qualification. And don't forget -- if you have questions about getting pre-approved I can connect you with a trusted lender for an initial discussion.
